[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"aem-page-pages\u002Fmedicare-part-b-cost-coverage-new-learning-hub":3},{"components":4,"disclaimers":90,"annoucementBar":97},[5,30,34,54],{"typename":6,"complianceLinks":7,"navigationLinks":8,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":18,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":27,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeaderModel",null,[9,13],{"text":10,"target":11,"href":12,"parentText":7},"Learning Hub","_self","\u002Flearning-hub",{"text":14,"target":11,"href":15,"parentText":7},"About Us","\u002Fabout-us","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FRelianceMALogo?fmt=png-alpha","Reliance Brand",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":23},"Need help?","Call a licensed sales agent","Sun - Sat, 7 a.m. - 10 p.m. ET.","711",[24],{"alt":25,"imagePath":26},"Call Phone","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FcallPhone?fmt=png-alpha",{"text":28,"colorClass":29},"Search plans","primary",{"typename":31,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":32,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"TextBlockModel",{"html":33},"\u003Ch1>Understanding Medicare Part B costs and coverage \u003C\u002Fh1>\n\u003Ch1> \u003C\u002Fh1>\n\u003Ch2>What Medicare Part B covers:  \u003C\u002Fh2>\n\u003Cul>\n\u003Cli>Doctor visits \u003C\u002Fli>\n\u003Cli>Urgent care \u003C\u002Fli>\n\u003Cli>Outpatient care \u003C\u002Fli>\n\u003Cli>Home health care \u003C\u002Fli>\n\u003Cli>Durable medical equipment \u003C\u002Fli>\n\u003Cli>Many other preventive services \u003Cbr>\n \u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch3>How are my needs covered by Part B?  \u003C\u002Fh3>\n\u003Cp>For most non-preventive under Part B, you’ll have to meet your yearly deductible. In 2026, the Part B deductible is $283. Once you meet your deductible, Original Medicare will generally pay 80% of the Medicare-approved amount. You’ll pay the remaining 20% out of pocket.   \u003C\u002Fp>\n\u003Cp>You do need to pay a premium for Part B coverage. In 2026, the Medicare Part B premium is $202.90 per month or higher, depending on your income. \u003C\u002Fp>\n\u003Cp>Before you visit a doctor, schedule a surgery, or buy supplies, it’s important to ask if providers take Original Medicare (Parts A and B). If they don’t, they may charge more. \u003Cbr>\n \u003C\u002Fp>\n\u003Ch2>What’s covered for doctor, specialist, and urgent care visits by Part B:\u003C\u002Fh2>\n\u003Cp>Part B covers visits to your primary care doctor and\u002For specialists, if they accept Medicare. Specialists are doctors who focus on a specific type of care, like allergists, cardiologists, endocrinologists, and dermatologists.  \u003C\u002Fp>\n\u003Cp>You’ll also be covered for visits to urgent care if you need treatment for a sudden illness or injury that isn’t a medical emergency. After you meet your Part B deductible, you’ll pay 20% of the Medicare-approved amount. Please note that other costs may apply.\u003C\u002Fp>\n\u003Cp>Details on coverage and costs for durable medical supplies, equipment, and prosthetics Part B will cover medically necessary supplies, equipment, and prosthetic devices. It may also cover artificial eyes and limbs, if they are prescribed by your doctor and the supplier of the device is enrolled in Medicare. Medicare-approved suppliers must meet Medicare quality standards and meet Medicare payment requirements.\u003C\u002Fp>\n\u003Cp>Some of the most common medical supplies and equipment include: \u003C\u002Fp>\n\u003Cul>\n\u003Cli>Wheelchairs \u003C\u002Fli>\n\u003Cli>Scooters \u003C\u002Fli>\n\u003Cli>Canes and walkers \u003C\u002Fli>\n\u003Cli>Oxygen equipment and accessories \u003C\u002Fli>\n\u003Cli>Diabetic monitoring supplies \u003C\u002Fli>\n\u003Cli>Therapeutic shoes and inserts \u003C\u002Fli>\n\u003Cli>Slings and brace \u003C\u002Fli>\n\u003Cli>CPAP devices \u003C\u002Fli>\n\u003Cli>Hospital beds and lifts \u003C\u002Fli>\n\u003Cli>Prosthetic devices, artificial eyes, and limbs \u003Cbr>\n \u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch2>What’s covered for outpatient physical, occupational, and speech therapy by Part B:\u003C\u002Fh2>\n\u003Cp>Part B will cover medically necessary therapy. Outpatient therapy Is provided without being admitted as an inpatient (e.g., clinic, doctor’s office, or hospital outpatient department). Therapy received in an inpatient setting is generally covered by \u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"\u002Flearning-hub\u002Fcosts\u002Fmedicare-part-a-cost-coverage.html\">Original Medicare Part A\u003C\u002Fa>. Types of therapy included are: \u003C\u002Fp>\n\u003Cul>\n\u003Cli>Physical \u003C\u002Fli>\n\u003Cli>Occupational \u003C\u002Fli>\n\u003Cli>Speech \u003C\u002Fli>\n\u003Cli>Pulmonary rehabilitation programs (for certain conditions, when medically necessary and ordered by a doctor)\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>You might think of therapy as helping you get back the use of a certain function after injury or illness. In some cases, therapy may also be a preventive measure to help maintain your condition or prevent it from getting worse.\u003Cbr>\n \u003C\u002Fp>\n\u003Ch2>What’s covered for emergency ambulance transportation by Part B:\u003C\u002Fh2>\n\u003Cp>If you need medically necessary services and traveling via another vehicle could endanger your health, Part B will cover ground ambulance transportation to the nearest hospital, critical access hospital, or skilled nursing facility able to give the care you need.   \u003C\u002Fp>\n\u003Cp>If you need urgent help, Original Medicare may cover emergency transportation in an airplane or helicopter.  \u003C\u002Fp>\n\u003Cp>Original Medicare may cover non-emergency, but medically necessary, ambulance transportation if you have an order from your doctor.\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n",{"typename":35,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":36,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":37,"iconTextCardList":7,"headline":7,"rowsList":7},"SidebarArticleListContainerModel","More in Costs and Coverage Articles",[38,44,49],{"imagePath":39,"imageAltText":40,"ctaText":7,"ctaLink":7,"bodyCopy":7,"date":7,"eyebrow":41,"heading":42,"headingLink":43},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FAdobeStock_506197837-3?fmt=png-alpha","Senior patient talking with female doctor","Article","Understanding Part A costs and coverage","\u002Flearning-hub\u002Fcosts\u002Fmedicare-part-a-cost-coverage",{"imagePath":45,"imageAltText":46,"ctaText":7,"ctaLink":7,"bodyCopy":7,"date":7,"eyebrow":41,"heading":47,"headingLink":48},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FAdobeStock_637915181-2?fmt=png-alpha","Smiling older woman using smartphone at home","Understanding Part C and Part D costs and coverage","\u002Flearning-hub\u002Fcosts\u002Fmedicare-part-cd-cost-coverage",{"imagePath":50,"imageAltText":51,"ctaText":7,"ctaLink":7,"bodyCopy":7,"date":7,"eyebrow":41,"heading":52,"headingLink":53},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FAdobeStock_605694220-1?fmt=png-alpha","Senior woman working thoughtfully at laptop","What is the income-related monthly adjustment amount (IRMAA)?","\u002Flearning-hub\u002Fcosts\u002Fwhat-is-irmaa",{"typename":55,"complianceLinks":56,"navigationLinks":63,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":74,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":84,"lastPublishedDate":87,"copyright":88,"phoneNumber":7,"cmsId":89,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"FooterModel",[57,60],{"typename":7,"text":58,"href":59,"target":11},"Privacy Policy","\u002Fprivacy-policy",{"typename":7,"text":61,"href":62,"target":11},"Washington MHMD Notice","\u002Fwashington-mhmd-notice",[64,67,71,73],{"text":65,"target":11,"href":66,"parentText":7},"Find Plans","#find-plans",{"text":68,"target":69,"href":70,"parentText":7},"Shop by benefit","_blank","\u002F",{"text":72,"target":69,"href":15,"parentText":7},"About Reliance",{"text":10,"target":69,"href":12,"parentText":7},[75,78,81],{"alt":76,"imagePath":77},"Facebook","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002Ffacebook-2?fmt=png-alpha",{"alt":79,"imagePath":80},"Instagram","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FInstagram?fmt=png-alpha",{"alt":82,"imagePath":83},"Twitter","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FXTwitter?fmt=png-alpha",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":85},[86],{"alt":25,"imagePath":26},"2026-10-01","© Reliance Medicare Advisors 2026","MULTIPLAN_GHHMQ6FEN_2027_WEB_V1_M",[91],{"disclaimerCopy":92,"dropdownTitle":94,"dropdownCopy":95},{"html":93},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent ##carriers## organizations which offer ##products## products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003Cbr>\n\u003Cbr>\nIf you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n","Pre Zip Code",{"html":96},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent 6 organizations which offer 3,398 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n",{"type":7,"bodyCopy":98,"iconPath":7,"tooltipTile":7},{"html":99},"\u003Cp>Reliance Medicare Advisors is an insurance agency with no government affiliation\u003C\u002Fp>\n"]