[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"aem-page-pages\u002Fmedicare-part-cd-cost-coverage-new-learning-hub":3},{"components":4,"disclaimers":99,"annoucementBar":106},[5,30,34,43,63],{"typename":6,"complianceLinks":7,"navigationLinks":8,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":18,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":27,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeaderModel",null,[9,13],{"text":10,"target":11,"href":12,"parentText":7},"Learning Hub","_self","\u002Flearning-hub",{"text":14,"target":11,"href":15,"parentText":7},"About Us","\u002Fabout-us","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FRelianceMALogo?fmt=png-alpha","Reliance Brand",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":23},"Need help?","Call a licensed sales agent","Sun - Sat, 7 a.m. - 10 p.m. ET.","711",[24],{"alt":25,"imagePath":26},"Call Phone","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FcallPhone?fmt=png-alpha",{"text":28,"colorClass":29},"Search plans","primary",{"typename":31,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":32,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"TextBlockModel",{"html":33},"\u003Ch1>Understanding Medicare Part C and Part D Costs and Coverage \u003C\u002Fh1>\n\u003Cp>Original Medicare may leave you with some unpredictable out-of-pocket medical costs. Medicare Part C and Part D plans offer additional coverage for some of the benefits and costs not included in Part A and Part B.    \u003C\u002Fp>\n\u003Cp>\u003Ci>Please note: Reliance Medicare Advisors offers plans from Aetna, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Cigna, Devoted Health, Freedom Health, Healthy Blue, HealthSpring\u003Csup>SM\u003C\u002Fsup>, Humana, Optimum HealthCare, Simply Healthcare, UnitedHealthcare \u003Csup>®\u003C\u002Fsup>, and Wellpoint. \u003C\u002Fi>\u003Cbr>\n \u003C\u002Fp>\n\u003Ch2>What’s not covered by Original Medicare (Parts A and B)?  \u003C\u002Fh2>\n\u003Cp>Original Medicare (Parts A and B) doesn’t cover everything. Some services and items that are generally not covered are:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>Most prescription drugs \u003C\u002Fli>\n\u003Cli>Routine dental care\u003C\u002Fli>\n\u003Cli>Routine vision care \u003C\u002Fli>\n\u003Cli>Hearing aids and fitting exams \u003Cbr>\n \u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch2>What does Medicare Part C cover?  \u003C\u002Fh2>\n\u003Cp>Medicare Advantage plans combine all the benefits of Original Medicare Parts A and B, and may include your Part D Prescription Drug coverage built right in. Plus, some plans may include additional benefits. Medicare Advantage plans may have a monthly premium, and you must continue to pay your Part B premium, unless it is paid on your behalf by Medicaid or another authorized third party.\u003Cbr>\n \u003C\u002Fp>\n\u003Ch2>What does Medicare Part D cover? \u003C\u002Fh2>\n\u003Cp>These plans help lower the cost of Part D prescription drugs. You can get this coverage through either a standalone Prescription Drug Plan (PDP) or a Medicare Advantage plan that includes drug coverage (MAPD).\u003Cbr>\n \u003C\u002Fp>\n\u003Ch2>Understanding all-in-one Medicare Advantage Prescription Drug Plans \u003C\u002Fh2>\n\u003Cp>Medicare Advantage Prescription Drug plans combine all the benefits of Original Medicare Parts A and B and include benefit options like Part D Prescription Drug coverage. They may also include additional benefits. Medicare Advantage plans may have a monthly premium, and you must continue to pay your Part B premium, unless it is paid on your behalf by Medicaid or another authorized third party.\u003C\u002Fp>\n",{"typename":35,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":36,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":41,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":42,"rowsList":7},"AccordionSetModel",[37],{"heading":38,"bodyCopy":39},"Are Part D prescription drugs covered by Medicare?  ",{"html":40},"\u003Cp>Original Medicare does not include Part D prescription drug coverage, but it does include drugs given during Medicare-covered stays in the hospital or in a skilled nursing facility. You can buy a stand-alone prescription drug plan or a Medicare Advantage Prescription Drug Plan from a private insurance company.\u003C\u002Fp>\n",{"html":7},"\u003Ch2>Frequently Asked Questions about Parts C and D\u003Ch2>",{"typename":44,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":45,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":46,"iconTextCardList":7,"headline":7,"rowsList":7},"SidebarArticleListContainerModel","More in Costs and Coverage Articles",[47,53,58],{"imagePath":48,"imageAltText":49,"ctaText":7,"ctaLink":7,"bodyCopy":7,"date":7,"eyebrow":50,"heading":51,"headingLink":52},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FAdobeStock_506197837-3?fmt=png-alpha","Senior patient talking with female doctor","Article","Understanding Part A costs and coverage","\u002Flearning-hub\u002Fcosts\u002Fmedicare-part-a-cost-coverage",{"imagePath":54,"imageAltText":55,"ctaText":7,"ctaLink":7,"bodyCopy":7,"date":7,"eyebrow":50,"heading":56,"headingLink":57},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FAdobeStock_818516804-1?fmt=png-alpha","Nurse consulting senior patient at home","Understanding Part B costs and coverage","\u002Flearning-hub\u002Fcosts\u002Fmedicare-part-b-cost-coverage",{"imagePath":59,"imageAltText":60,"ctaText":7,"ctaLink":7,"bodyCopy":7,"date":7,"eyebrow":50,"heading":61,"headingLink":62},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FAdobeStock_605694220-1?fmt=png-alpha","Senior woman working thoughtfully at laptop","What is the income-related monthly adjustment amount (IRMAA)?","\u002Flearning-hub\u002Fcosts\u002Fwhat-is-irmaa",{"typename":64,"complianceLinks":65,"navigationLinks":72,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":83,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":93,"lastPublishedDate":96,"copyright":97,"phoneNumber":7,"cmsId":98,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"FooterModel",[66,69],{"typename":7,"text":67,"href":68,"target":11},"Privacy Policy","\u002Fprivacy-policy",{"typename":7,"text":70,"href":71,"target":11},"Washington MHMD Notice","\u002Fwashington-mhmd-notice",[73,76,80,82],{"text":74,"target":11,"href":75,"parentText":7},"Find Plans","#find-plans",{"text":77,"target":78,"href":79,"parentText":7},"Shop by benefit","_blank","\u002F",{"text":81,"target":78,"href":15,"parentText":7},"About Reliance",{"text":10,"target":78,"href":12,"parentText":7},[84,87,90],{"alt":85,"imagePath":86},"Facebook","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002Ffacebook-2?fmt=png-alpha",{"alt":88,"imagePath":89},"Instagram","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FInstagram?fmt=png-alpha",{"alt":91,"imagePath":92},"Twitter","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FXTwitter?fmt=png-alpha",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":94},[95],{"alt":25,"imagePath":26},"2026-10-01","© Reliance Medicare Advisors 2026","MULTIPLAN_GHHMQ6FEN_2027_WEB_V1_M",[100],{"disclaimerCopy":101,"dropdownTitle":103,"dropdownCopy":104},{"html":102},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent ##carriers## organizations which offer ##products## products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003Cbr>\n\u003Cbr>\nIf you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n","Pre Zip Code",{"html":105},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent 6 organizations which offer 3,398 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n",{"type":7,"bodyCopy":107,"iconPath":7,"tooltipTile":7},{"html":108},"\u003Cp>Reliance Medicare Advisors is an insurance agency with no government affiliation\u003C\u002Fp>\n"]