[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"aem-page-pages\u002Fwhat-is-csnp-new-learning-hub":3},{"components":4,"disclaimers":85,"annoucementBar":92},[5,30,34,49],{"typename":6,"complianceLinks":7,"navigationLinks":8,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":18,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":27,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeaderModel",null,[9,13],{"text":10,"target":11,"href":12,"parentText":7},"Learning Hub","_self","\u002Flearning-hub",{"text":14,"target":11,"href":15,"parentText":7},"About Us","\u002Fabout-us","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FRelianceMALogo?fmt=png-alpha","Reliance Brand",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":23},"Need help?","Call a licensed sales agent","Sun - Sat, 7 a.m. - 10 p.m. ET.","711",[24],{"alt":25,"imagePath":26},"Call Phone","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FcallPhone?fmt=png-alpha",{"text":28,"colorClass":29},"Search plans","primary",{"typename":31,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":32,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"TextBlockModel",{"html":33},"\u003Ch1>What is a Medicare Advantage Chronic Condition Special Needs plan (C-SNP)?  \u003C\u002Fh1>\n\u003Cp>A C-SNP, or a Chronic Condition Special Needs Plan, is a type of Medicare Advantage plan that supports people with one or more eligible chronic conditions. The plan’s benefits emphasize coordinated care and lower costs, making it easier for people to get the help they need.   \u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Ch2>What are the benefits of a C-SNP?  \u003C\u002Fh2>\n\u003Cp>C-SNPs are usually offered as either a Health Maintenance Organization (HMO) or Preferred Provider Organization (PPO) plan. These types of plans will have a connected network of providers that may offer specific services and expertise for people with chronic conditions.  \u003C\u002Fp>\n\u003Cp>Like a D-SNP, a C-SNP is required to offer \u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"\u002Flearning-hub\u002Fcosts\u002Fmedicare-part-cd-cost-coverage.html\">Part D coverage for prescription drugs\u003C\u002Fa>. C-SNP drug coverage may offer you more coverage for drugs necessary for your chronic condition.\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Ch2>Am I eligible for a C-SNP?  \u003C\u002Fh2>\n\u003Cp>To qualify for a C-SNP, you must be enrolled in Medicare Parts A and B. \u003C\u002Fp>\n\u003Cp>You may be eligible for Medicare if you are a US citizen or permanent legal resident for the last five years. You must also be one of the following:  \u003C\u002Fp>\n\u003Cul>\n\u003Cli>You are age 65 or older \u003C\u002Fli>\n\u003Cli>You have received Social Security Disability Insurance (SSDI) benefits for at least 24 months\u003C\u002Fli>\n\u003Cli>You have Amyotrophic Lateral Sclerosis (ALS, also called Lou Gehrig’s disease)\u003C\u002Fli>\n\u003Cli>You have End‑Stage Renal Disease (ESRD), meaning permanent kidney failure requiring dialysis or a transplant\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>In addition, you must have a qualifying chronic condition approved by the Centers for Medicare & Medicaid Services (CMS) and verified by your doctor. A C‑SNP that is designed for your specific condition (or group of conditions) must also be available in your service area. \u003C\u002Fp>\n\u003Cp>Examples of qualifying condition categories include: \u003C\u002Fp>\n\u003Cul>\n\u003Cli>Chronic alcohol and other drug dependence \u003C\u002Fli>\n\u003Cli>Certain autoimmune disorders (as defined by CMS) \u003C\u002Fli>\n\u003Cli>Cancer (excluding pre‑cancer conditions) \u003C\u002Fli>\n\u003Cli>Certain cardiovascular disorders \u003C\u002Fli>\n\u003Cli>Chronic heart failure \u003C\u002Fli>\n\u003Cli>Dementia \u003C\u002Fli>\n\u003Cli>Diabetes mellitus \u003C\u002Fli>\n\u003Cli>End‑stage liver disease \u003C\u002Fli>\n\u003Cli>End‑stage renal disease (ESRD) \u003C\u002Fli>\n\u003Cli>Severe hematologic disorders \u003C\u002Fli>\n\u003Cli>HIV\u002FAIDS \u003C\u002Fli>\n\u003Cli>Certain chronic lung disorders \u003C\u002Fli>\n\u003Cli>Certain chronic and disabling mental health conditions \u003C\u002Fli>\n\u003Cli>Certain neurologic disorders \u003C\u002Fli>\n\u003Cli>Stroke\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>For details on which conditions are limited or to simply see the full updated list of qualifying chronic conditions, visit the \u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"https:\u002F\u002Fwww.cms.gov\u002Fmedicare\u002Fenrollment-renewal\u002Fspecial-needs-plans\u002Fchronic-conditions\">Centers for Medicare & Medicaid Services\u003C\u002Fa>. \u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Ch2>How can I enroll in a C-SNP?  \u003C\u002Fh2>\n\u003Cp>You can enroll in a C-SNP during several enrollment windows. If you are already eligible for a C-SNP plan during your Initial Enrollment Period (IEP), you can enroll then. This is the time when you first turn 65 and become eligible for Original Medicare. This is a 7-month window beginning 3 months before your 65th birthday, the month of your birthday, and three months after. If you were born on the 1st of the month, the enrollment period begins 4 months before your 65th birthday and ends 2 months after your birthday month.\u003C\u002Fp>\n\u003Cp>If you are diagnosed with a qualifying chronic condition, you may qualify for a Special Enrollment Period (SEP) that allows you to enroll in a C‑SNP outside of the standard enrollment periods. In many cases, this SEP is available once you are diagnosed and may last until you enroll in a plan. You may also qualify for other SEPs throughout the year depending on your circumstances.\u003C\u002Fp>\n\u003Cp>\u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-eligibility.html\">Read more about Special Enrollment Periods\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>To enroll in a Medicare Advantage C-SNP, contact the private insurance company of your choice or call a licensed sales agent who can help you through the process. You should also get a Verification of Chronic Condition form completed by your doctor or a specialist who can confirm your eligible qualifying condition within 60 days of submitting your enrollment.\u003C\u002Fp>\n",{"typename":35,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":36,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":37,"iconTextCardList":7,"headline":7,"rowsList":7},"SidebarArticleListContainerModel","More in Eligibility Articles",[38,44],{"imagePath":39,"imageAltText":40,"ctaText":7,"ctaLink":7,"bodyCopy":7,"date":7,"eyebrow":41,"heading":42,"headingLink":43},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FAdobeStock_588342523-1?fmt=png-alpha","Smiling woman reading letter at laptop","Article","What is a Medicare Advantage Dual-Eligible Special Needs plan (D-SNP)?","\u002Flearning-hub\u002Feligibility\u002Fwhat-is-dsnp",{"imagePath":45,"imageAltText":46,"ctaText":7,"ctaLink":7,"bodyCopy":7,"date":7,"eyebrow":41,"heading":47,"headingLink":48},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FAdobeStock_677461790?fmt=png-alpha","Senior couple using tablet at home","When am I eligible for a Medicare Advantage plan?","\u002Flearning-hub\u002Feligibility\u002Fmedicare-advantage-mapd",{"typename":50,"complianceLinks":51,"navigationLinks":58,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":69,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":79,"lastPublishedDate":82,"copyright":83,"phoneNumber":7,"cmsId":84,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"FooterModel",[52,55],{"typename":7,"text":53,"href":54,"target":11},"Privacy Policy","\u002Fprivacy-policy",{"typename":7,"text":56,"href":57,"target":11},"Washington MHMD Notice","\u002Fwashington-mhmd-notice",[59,62,66,68],{"text":60,"target":11,"href":61,"parentText":7},"Find Plans","#find-plans",{"text":63,"target":64,"href":65,"parentText":7},"Shop by benefit","_blank","\u002F",{"text":67,"target":64,"href":15,"parentText":7},"About Reliance",{"text":10,"target":64,"href":12,"parentText":7},[70,73,76],{"alt":71,"imagePath":72},"Facebook","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002Ffacebook-2?fmt=png-alpha",{"alt":74,"imagePath":75},"Instagram","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FInstagram?fmt=png-alpha",{"alt":77,"imagePath":78},"Twitter","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FXTwitter?fmt=png-alpha",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":80},[81],{"alt":25,"imagePath":26},"2026-10-01","© Reliance Medicare Advisors 2026","MULTIPLAN_GHHMQ6FEN_2027_WEB_V1_M",[86],{"disclaimerCopy":87,"dropdownTitle":89,"dropdownCopy":90},{"html":88},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent ##carriers## organizations which offer ##products## products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n\u003Cp>Not all plans offer all benefits mentioned. Benefits may vary by carrier and location. Deductibles, copays, and coinsurance may apply. Limitations and exclusions may apply. $0 premium plans are not available in all areas.\u003C\u002Fp>\n","Pre Zip Code",{"html":91},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent 6 organizations which offer 3,398 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n\u003Cp>Not all plans offer all benefits mentioned. Benefits may vary by carrier and location. Deductibles, copays, and coinsurance may apply. Limitations and exclusions may apply. $0 premium plans are not available in all areas.\u003C\u002Fp>\n",{"type":7,"bodyCopy":93,"iconPath":7,"tooltipTile":7},{"html":94},"\u003Cp>Reliance Medicare Advisors is an insurance agency with no government affiliation\u003C\u002Fp>\n"]