[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"aem-page-pages\u002Fwhat-is-dsnp-new-learning-hub":3},{"components":4,"disclaimers":102,"annoucementBar":109},[5,30,34,51,66],{"typename":6,"complianceLinks":7,"navigationLinks":8,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":18,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":27,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeaderModel",null,[9,13],{"text":10,"target":11,"href":12,"parentText":7},"Learning Hub","_self","\u002Flearning-hub",{"text":14,"target":11,"href":15,"parentText":7},"About Us","\u002Fabout-us","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FRelianceMALogo?fmt=png-alpha","Reliance Brand",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":23},"Need help?","Call a licensed sales agent","Sun - Sat, 7 a.m. - 10 p.m. ET.","711",[24],{"alt":25,"imagePath":26},"Call Phone","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FcallPhone?fmt=png-alpha",{"text":28,"colorClass":29},"Search plans","primary",{"typename":31,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":32,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"TextBlockModel",{"html":33},"\u003Ch1>What is a Medicare Advantage Dual-Eligible Special Needs plan (D-SNP)?  \u003C\u002Fh1>\n\u003Cp>If you are enrolled in both Medicaid and Medicare at the same time, you may qualify for a Medicare Advantage Dual Eligible Special Needs Plan (D-SNP). This type of plan comes with extra benefits and lower costs to better accommodate the special health needs of those who qualify.\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Ch2>What are the benefits of a D-SNP?\u003C\u002Fh2>\n\u003Cp>The specific benefits of any plan will vary based on where you live and what you qualify for. Because they are designed for people with special health needs or disabilities, D-SNPs may also offer coordination between your many different doctors and specialists.\u003C\u002Fp>\n\u003Ch2>Am I eligible for a D-SNP?\u003C\u002Fh2>\n\u003Cp>Before enrolling in a D-SNP, you’ll need to be enrolled in both Medicare and Medicaid.\u003C\u002Fp>\n\u003Cp>You may be eligible for \u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"\u002Flearning-hub\u002Feligibility\u002Fmedicare-advantage-mapd.html\">Medicare\u003C\u002Fa> if you are a US citizen or permanent legal resident for the last five years. You must also be one of the following:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>You are age 65 or older\u003C\u002Fli>\n\u003Cli>You have received Social Security Disability Insurance (SSDI) benefits for at least 24 months\u003C\u002Fli>\n\u003Cli>You have Amyotrophic Lateral Sclerosis (ALS, also called Lou Gehrig’s disease)\u003C\u002Fli>\n\u003Cli>You have End‑Stage Renal Disease (ESRD), meaning permanent kidney failure requiring dialysis or a transplant\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>To find out if you qualify for Medicaid, contact your state’s Medicaid office. Each state’s requirements will be different, but will most likely consider your:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>Income\u003C\u002Fli>\n\u003Cli>Residency\u003C\u002Fli>\n\u003Cli>Household size and eligibility category (such as children, pregnant individuals, seniors, or people with disabilities)\u003C\u002Fli>\n\u003Cli>Assets (for some applicants, such as those seeking long‑term care or disability-based coverage)\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Finally, there are certain times of year when you’ll become eligible to enroll in a D-SNP.\u003C\u002Fp>\n\u003Cul>\n\u003Cli>\u003Cb>Annual Enrollment Period\u003C\u002Fb>: From October 15 to December 7\u003C\u002Fli>\n\u003Cli>\u003Cb>Individual Enrollment Period\u003C\u002Fb>: Begins three months before your 25th month of Social Security or railroad retirement benefits, continues through the entire 25th month, and extends for three months after.\u003C\u002Fli>\n\u003Cli>\u003Cb>Special Enrollment Period\u003C\u002Fb>: Various life events can trigger a special enrollment period (SEP). Learn more about \u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"https:\u002F\u002Fwww.medicare.gov\u002Fbasics\u002Fget-started-with-medicare\u002Fget-more-coverage\u002Fjoining-a-plan\u002Fspecial-enrollment-periods\">SEPs on Medicare.gov\u003C\u002Fa>.\u003Cbr>\n \u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch2>How do I enroll in a D-SNP?\u003C\u002Fh2>\n\u003Cp>You can enroll in a D-SNP through your current insurance provider, your local state agency, or through a trusted Medicare broker. You’ll simply need your Medicare ID and your Medicaid ID.  \u003C\u002Fp>\n",{"typename":35,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":36,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":49,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":50,"rowsList":7},"AccordionSetModel",[37,41,45],{"heading":38,"bodyCopy":39},"I’m already on disability. When can I enroll in Medicare?",{"html":40},"\u003Cp>If you have received disability insurance payments from Social Security or the railroad retirement board for 24 consecutive months, you will be eligible for Medicare at the beginning of your 25th month. \u003C\u002Fp>\n\u003Cp>Generally, your Original Medicare Part A and Part B coverage is effective at the start of month 25 on disability, unless an exception applies. If you choose, you can enroll in more coverage through a private insurance company. You can pick a plan three months before, the month of, and three months after your 25th month of receiving Social Security. \u003C\u002Fp>\n",{"heading":42,"bodyCopy":43},"How do I enroll in Medicare if I’m already on disability?",{"html":44},"\u003Cp>Generally, you will enroll automatically. You should get your Original Medicare card and details in the mail three months prior to month 25 on disability, unless an exception applies. If you get Social Security payments, your Part B premium will be paid from your balance once your coverage starts. If you choose, you can enroll in a Medicare Advantage plan with a private insurance company. You can pick a plan three months before, the month of, and three months after your 25th month of receiving Social Security. \u003C\u002Fp>\n",{"heading":46,"bodyCopy":47},"What if I missed my Medicare enrollment window?",{"html":48},"\u003Cp>If you miss your Original Medicare initial enrollment period, you can sign up for Original Medicare Part A and Part B during Medicare’s General Enrollment Period from Jan 1 – March 31 each year. If you sign up during this time, your coverage will start the month after you enroll. After enrolling, you may have an opportunity to choose additional coverage, such as a Medicare Advantage or Part D plan, depending on your eligibility for certain enrollment periods. If you delayed enrollment without qualifying coverage, you may have to pay late enrollment penalties.\u003C\u002Fp>\n",{"html":7},"\u003Ch2>Common Questions about D-SNPs\u003C\u002Fh2>",{"typename":52,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":53,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":54,"iconTextCardList":7,"headline":7,"rowsList":7},"SidebarArticleListContainerModel","More in Eligibility Articles",[55,61],{"imagePath":56,"imageAltText":57,"ctaText":7,"ctaLink":7,"bodyCopy":7,"date":7,"eyebrow":58,"heading":59,"headingLink":60},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FAdobeStock_496395645-1?fmt=png-alpha","Doctor consulting senior male patient in clinic","Article","What is a Medicare Advantage Chronic Condition Special Needs plan (C-SNP)?","\u002Flearning-hub\u002Feligibility\u002Fwhat-is-csnp",{"imagePath":62,"imageAltText":63,"ctaText":7,"ctaLink":7,"bodyCopy":7,"date":7,"eyebrow":58,"heading":64,"headingLink":65},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FAdobeStock_677461790?fmt=png-alpha","Senior couple using tablet at home","When am I eligible for a Medicare Advantage plan?","\u002Flearning-hub\u002Feligibility\u002Fmedicare-advantage-mapd",{"typename":67,"complianceLinks":68,"navigationLinks":75,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":86,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":96,"lastPublishedDate":99,"copyright":100,"phoneNumber":7,"cmsId":101,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"FooterModel",[69,72],{"typename":7,"text":70,"href":71,"target":11},"Privacy Policy","\u002Fprivacy-policy",{"typename":7,"text":73,"href":74,"target":11},"Washington MHMD Notice","\u002Fwashington-mhmd-notice",[76,79,83,85],{"text":77,"target":11,"href":78,"parentText":7},"Find Plans","#find-plans",{"text":80,"target":81,"href":82,"parentText":7},"Shop by benefit","_blank","\u002F",{"text":84,"target":81,"href":15,"parentText":7},"About Reliance",{"text":10,"target":81,"href":12,"parentText":7},[87,90,93],{"alt":88,"imagePath":89},"Facebook","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002Ffacebook-2?fmt=png-alpha",{"alt":91,"imagePath":92},"Instagram","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FInstagram?fmt=png-alpha",{"alt":94,"imagePath":95},"Twitter","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FXTwitter?fmt=png-alpha",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":97},[98],{"alt":25,"imagePath":26},"2026-10-01","© Reliance Medicare Advisors 2026","MULTIPLAN_GHHMQ6FEN_2027_WEB_V1_M",[103],{"disclaimerCopy":104,"dropdownTitle":106,"dropdownCopy":107},{"html":105},"\u003Cp>oInnovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent ##carriers## organizations which offer ##products## products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n\u003Cp>Some of the benefits mentioned are special supplemental benefits only available to members with specific health conditions. Qualifying conditions vary by carrier but may include diabetes mellitus, chronic heart failure, and\u002For cardiovascular disorders, who also meet plan criteria indicating they are at high risk for hospitalization and eligible for intensive care coordination; there may be other qualifying chronic conditions not listed. Having a listed chronic condition does not necessarily mean you will receive the advertised benefit(s) because coverage of the item(s) or service(s) depends on being a “chronically ill enrollee.” Some plans require at least two conditions and other requirements apply. Please see the plan's Evidence of Coverage for more information. \u003C\u002Fp>\n\u003Cp>Some of the benefits mentioned are special supplemental benefits only available to members with specific health conditions. Qualifying conditions vary by carrier but may include diabetes mellitus, cardiovascular disorders, chronic heart failure, chronic high blood pressure and\u002For chronic high cholesterol, who also meet plan criteria indicating they are at high risk for hospitalization and eligible for intensive care coordination; there may be other qualifying chronic conditions not listed. Having a listed chronic condition does not necessarily mean you will receive the advertised benefit(s) because coverage of the item(s) or service(s) depends on being a “chronically ill enrollee.” Some plans require at least two conditions and other requirements apply. Please see the plan's Evidence of Coverage for more information. If you use this benefit for certain utilities, it may be considered income for housing assistance. Check with your housing authority for details.\u003C\u002Fp>\n","Pre Zip Code",{"html":108},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent 6 organizations which offer 3,398 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003C\u002Fp>\n\u003Cp>Costs, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options. \u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n\u003Cp>Some of the benefits mentioned are special supplemental benefits only available to members with specific health conditions. Qualifying conditions vary by carrier but may include diabetes mellitus, chronic heart failure, and\u002For cardiovascular disorders, who also meet plan criteria indicating they are at high risk for hospitalization and eligible for intensive care coordination; there may be other qualifying chronic conditions not listed. Having a listed chronic condition does not necessarily mean you will receive the advertised benefit(s) because coverage of the item(s) or service(s) depends on being a “chronically ill enrollee.” Some plans require at least two conditions and other requirements apply. Please see the plan's Evidence of Coverage for more information. \u003C\u002Fp>\n\u003Cp>Some of the benefits mentioned are special supplemental benefits only available to members with specific health conditions. Qualifying conditions vary by carrier but may include diabetes mellitus, cardiovascular disorders, chronic heart failure, chronic high blood pressure and\u002For chronic high cholesterol, who also meet plan criteria indicating they are at high risk for hospitalization and eligible for intensive care coordination; there may be other qualifying chronic conditions not listed. Having a listed chronic condition does not necessarily mean you will receive the advertised benefit(s) because coverage of the item(s) or service(s) depends on being a “chronically ill enrollee.” Some plans require at least two conditions and other requirements apply. Please see the plan's Evidence of Coverage for more information. If you use this benefit for certain utilities, it may be considered income for housing assistance. Check with your housing authority for details.\u003C\u002Fp>\n",{"type":7,"bodyCopy":110,"iconPath":7,"tooltipTile":7},{"html":111},"\u003Cp>Reliance Medicare Advisors is an insurance agency with no government affiliation\u003C\u002Fp>\n"]