[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"aem-page-pages\u002Fview-all-new-learning-hub":3},{"components":4,"disclaimers":232,"annoucementBar":239},[5,30,35,64,96,124,160,180,197],{"typename":6,"complianceLinks":7,"navigationLinks":8,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":18,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":27,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeaderModel",null,[9,13],{"text":10,"target":11,"href":12,"parentText":7},"Learning Hub","_self","\u002Flearning-hub",{"text":14,"target":11,"href":15,"parentText":7},"About Us","\u002Fabout-us","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FRelianceMALogo?fmt=png-alpha","Reliance Brand",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":23},"Need help?","Call a licensed sales agent","Sun - Sat, 7 a.m. - 10 p.m. ET.","711",[24],{"alt":25,"imagePath":26},"Call Phone","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FcallPhone?fmt=png-alpha",{"text":28,"colorClass":29},"Search plans","primary",{"typename":31,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":32,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":33,"imagePath":7,"alt":7,"images":34,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeroModel","FAQs",{"html":7},[],{"typename":36,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":37,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":62,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":63,"rowsList":7},"AccordionSetModel",[38,42,46,50,54,58],{"heading":39,"bodyCopy":40},"When am I eligible for Medicare?",{"html":41},"\u003Cp>You may be eligible for Medicare if you are a US citizen or permanent legal resident for the last five years. You must also be one of the following:\u003C\u002Fp>\n\u003Cul>\n\u003Cli>You are age 65 or older  \u003C\u002Fli>\n\u003Cli>You have received Social Security Disability Insurance (SSDI) benefits for at least 24 months \u003C\u002Fli>\n\u003Cli>You have Amyotrophic Lateral Sclerosis (ALS, also called Lou Gehrig’s disease) \u003C\u002Fli>\n\u003Cli>You have End‑Stage Renal Disease (ESRD), meaning permanent kidney failure requiring dialysis or a transplant\u003C\u002Fli>\n\u003C\u002Ful>\n",{"heading":43,"bodyCopy":44},"When am I eligible for a Medicare Advantage plan?",{"html":45},"\u003Cp>You’re eligible for a Medicare Advantage plan once you’re enrolled in Original Medicare.  Learn more about \u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"\u002Flearning-hub\u002Feligibility\u002Fmedicare-advantage-mapd.html\">Medicare Advantage eligibility\u003C\u002Fa> \u003C\u002Fp>\n",{"heading":47,"bodyCopy":48},"Can I get Original Medicare with a pre-existing condition?",{"html":49},"\u003Cp>Yes. Preexisting conditions, also known as previous health conditions, do not affect your Medicare eligibility and coverage. Original Medicare (Part A and Part B) is available to any individual age 65 or older, younger than 65 with a disability, or any age with end-stage kidney disease (ESKD).\u003C\u002Fp>\n",{"heading":51,"bodyCopy":52},"I’m already on disability. When can I enroll in Medicare?",{"html":53},"\u003Cp>If you have received disability insurance payments from Social Security or the railroad retirement board for 24 consecutive months, you will be eligible for Medicare at the beginning of your 25th month.\u003C\u002Fp>\n\u003Cp>Your Original Medicare Part A and Part B coverage is effective at the start of month 25 of disability. If you choose, you can enroll in more coverage through a private insurance company. You can pick a plan during your seven-month Initial Enrollment Period, which begins three months before your 25th month of receiving Social Security disability benefits, includes that month, and continues for three months after.\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n",{"heading":55,"bodyCopy":56},"How do I enroll in Medicare if I’m already on disability?",{"html":57},"\u003Cp>You will enroll automatically. You should get your Original Medicare card and details in the mail three months prior to month 25 on disability. If you get Social Security payments, your Part B premium will be paid from your balance once your coverage starts. If you choose, you can enroll in a Medicare Advantage plan with a private insurance company. You can pick a plan during your seven-month Initial Enrollment Period, which begins three months before your 25th month of receiving Social Security disability benefits, includes that month, and continues for three months after.\u003C\u002Fp>\n",{"heading":59,"bodyCopy":60},"What if I missed my Medicare enrollment window while on disability?",{"html":61},"\u003Cp>If you miss your Original Medicare initial enrollment period, you can sign up for Original Medicare Part A and Part B during Medicare’s General Enrollment Period from Jan 1 – March 31 each year. If you sign up during this time, your coverage will start the month after you enroll. Depending on your situation, you may not be able to sign up for private insurance Medicare Advantage plans at this time. You will have to wait until the next annual enrollment period. You may also have to pay late enrollment fees unless your current coverage type waives it.\u003C\u002Fp>\n",{"html":7},"Eligibility FAQ",{"typename":36,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":65,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":94,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":95,"rowsList":7},[66,70,74,78,82,86,90],{"heading":67,"bodyCopy":68},"How can I enroll in Medicare?",{"html":69},"\u003Cp>You can enroll in Original Medicare Parts A and B through the Social Security Administration. You can sign up online, by calling 1 800-772-1213, or by visiting your local SSA office.  \u003C\u002Fp>\n\u003Cp>To enroll in Original Medicare, you’ll need the following:  \u003C\u002Fp>\n\u003Cul>\n\u003Cli>Your Social Security number (SSN) \u003C\u002Fli>\n\u003Cli>Place of birth \u003C\u002Fli>\n\u003Cli>Information about any current or prior health coverage (if applicable)\u003C\u002Fli>\n\u003C\u002Ful>\n",{"heading":71,"bodyCopy":72},"Can someone help me enroll in a Medicare plan?",{"html":73},"\u003Cp> Yes, there are several programs that can help you enroll in Original Medicare, or you may have a trusted family member assist with your application.  \u003C\u002Fp>\n\u003Cp>You can contact State Health Insurance Assistance Programs (SHIP) for help navigating the Medicare system at 877-839-2675. You can also contact your state’s Health Insurance Counseling and Advocacy Program (HICAP), a free service that helps you choose and enroll in a Medicare plan.\u003C\u002Fp>\n",{"heading":75,"bodyCopy":76},"I delayed my Initial Enrollment Period. What do I do?",{"html":77},"\u003Cp>Some people choose to delay their Part B enrollment because they have coverage through their job or their spouses. Once your coverage ends, you have eight (8) months to enroll in Part B. \u003C\u002Fp>\n\u003Cp>To enroll in Part B after a delay, you’ll need to apply with the Social Security Administration to request enrollment in your Part B coverage. For most people, your coverage starts on the first day of the month after you enroll.\u003C\u002Fp>\n\u003Cp>You don’t have to enroll in Part A right away if you have qualifying coverage, but delaying Part B without other coverage may result in a late enrollment penalty.\u003C\u002Fp>\n\u003Cp>\u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"\u002Flearning-hub\u002Fcosts\u002Fmedicare-part-b-cost-coverage.html\">Get more info on Part B costs\u003C\u002Fa>\u003C\u002Fp>\n",{"heading":79,"bodyCopy":80},"What is a Special Enrollment Period?",{"html":81},"\u003Cp>A special enrollment period (SEP) is a time of your life when you’ve experienced a major event that qualifies you to enroll in Medicare Advantage plan or change your coverage outside of the AEP and MA OEP windows. \u003C\u002Fp>\n\u003Cp>Some special enrollment periods may include: \u003C\u002Fp>\n\u003Cul>\n\u003Cli>You moved and your plan isn’t in your new area  \u003C\u002Fli>\n\u003Cli>You moved back to the United States after living abroad  \u003C\u002Fli>\n\u003Cli>You’re no longer eligible for Medicaid  \u003C\u002Fli>\n\u003Cli>You left coverage from your employer  \u003C\u002Fli>\n\u003Cli>You recently left a Program of All-Inclusive Care for the Elderly (PACE) program \u003C\u002Fli>\n\u003Cli>Your plan changed its contract with Medicare  \u003C\u002Fli>\n\u003Cli>Medicare ended your plan’s contract  \u003C\u002Fli>\n\u003Cli>You’re enrolled in a Special Needs Plan (SNP)  \u003C\u002Fli>\n\u003Cli>You’re enrolled in SPAP  \u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>For the full list of special enrollment period events and what they mean for you, please visit \u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"https:\u002F\u002Fwww.medicare.gov\u002F\">Medicare.gov\u003C\u002Fa>.\u003C\u002Fp>\n",{"heading":83,"bodyCopy":84},"Can I still enroll in Original Medicare if I miss my window?",{"html":85},"\u003Cp>If you miss your initial enrollment period, you can sign up for Original Medicare Part A and Part B during Medicare’s General Enrollment Period from Jan 1 – March 31 each year. If you sign up during this time, your coverage begins the month after you apply. Depending on your situation, you may not be able to sign up for private insurance Medicare Advantage plans at this time. You may have to wait until the next Annual Enrollment Period October 15 to December 7. You may also have to pay late enrollment fees.\u003C\u002Fp>\n",{"heading":87,"bodyCopy":88},"Do I pay a penalty if I don’t enroll in Medicare when I first become eligible?",{"html":89},"\u003Cp>According to Medicare.gov, “If you miss your seven-month Initial Enrollment Period, you may have to wait to sign up. You may have to pay a monthly late enrollment fee for as long as you have Part B coverage. The penalty goes up the longer you wait. You may also have to pay a penalty if you have to pay a Part A premium, also called ‘Premium-Part A.’” This only applies if you do not have other existing coverage.\u003C\u002Fp>\n\u003Cp>\u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"\u002Flearning-hub\u002Fcosts\u002Fmedicare-part-a-cost-coverage.html\">Get more info on expected fees and costs\u003C\u002Fa>\u003C\u002Fp>\n",{"heading":91,"bodyCopy":92},"Should I enroll in Original Medicare if I’m still working or on my spouse’s plan?",{"html":93},"\u003Cp>Whether you are working or not, you will be eligible for your Medicare benefits when you turn 65 or qualify due to disability. You’ll have to decide if you want to enroll in Original Medicare or stay on your job’s plan.\u003C\u002Fp>\n\u003Cp>Your answer may differ for Original Medicare Part A and Part B. For Part A (hospital insurance), if you’ve been paying for Medicare via payroll deductions throughout your career, you’ll generally have no premium. This means you may want to enroll in Part A when you’re first eligible. For Part B (medical insurance), most people will have a standard monthly premium when they sign up. It is $202.90 in 2026. To find the best fit for you, talk with your employer, benefits administrator, or a licensed sales agent.\u003C\u002Fp>\n",{"html":7},"Enrollment FAQs",{"typename":36,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":97,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":122,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":123,"rowsList":7},[98,102,106,110,114,118],{"heading":99,"bodyCopy":100},"How will I be notified of a change to my current Medicare Advantage plan? ",{"html":101},"\u003Cp>Your insurance company will send you an Annual Notice of Change (ANOC) in September, whether there are changes or no changes to your current plan for the next plan year. This letter will detail the changes in coverage, cost, service area, and benefits that will take effect in January. If these changes no longer meet your needs, you can shop for a new plan during the Annual Enrollment Period from Oct 15 – Dec 7. \u003C\u002Fp>\n",{"heading":103,"bodyCopy":104}," Is Prescription Drug coverage required?",{"html":105},"\u003Cp>No, prescription drug coverage isn’t required. However, if you don’t have creditable prescription drug coverage (coverage that’s at least as good as Medicare’s) and you don’t enroll when you’re first eligible, you may have to pay a late enrollment penalty if you enroll later.   \u003C\u002Fp>\n\u003Cp>You can get prescription drug coverage through a stand-alone Medicare drug plan (Part D) or a Medicare Advantage plan that includes drug coverage, offered by private insurance companies.\u003C\u002Fp>\n",{"heading":107,"bodyCopy":108},"Will I get to keep my doctor with a Medicare Advantage plan? ",{"html":109},"\u003Cp>To help manage costs, Medicare Advantage plans usually enter contracts with a network of doctors and hospitals. That means you’ll generally pay less when you receive care from doctors and specialists who accept your plan. Some plans have large networks of approved doctors and hospitals, so be sure to check if yours are covered on the plan before you enroll. If you choose an HMO plan, you may need a referral to use an in-network specialist, but generally referrals should not be required on PPO plans.\u003C\u002Fp>\n",{"heading":111,"bodyCopy":112},"Can I change my Medicare Advantage plan later? ",{"html":113},"\u003Cp>If you want to switch to a different Medicare Advantage or Prescription Drug plan, you’ll be able to make that change during the Annual Enrollment period each year from October 15 to December 7. You can also make a one-time change to your Medicare Advantage Plan during the Medicare Advantage Open Enrollment Period from January 1st to March 31st. Please note that you cannot enroll for the first time during Medicare Advantage Open Enrollment period, but you may during Annual Enrollment. Outside of those windows, you’ll need to have a qualifying life event to be eligible for a Special Enrollment Period to make a change. \u003C\u002Fp>\n",{"heading":115,"bodyCopy":116},"Why would I choose a Medicare Advantage Prescription Drug Plan?",{"html":117},"\u003Cp>Medicare Advantage Prescription Drug plans may be ideal for people who want an all-in-one plan that will cover their health and prescription needs in one. There are many Medicare Advantage Prescription Drug plans to choose from, so enrollees can ensure they choose the one that covers added benefits and services they need to help maintain their health and stay within their budget. \u003C\u002Fp>\n",{"heading":119,"bodyCopy":120},"Do I need to renew my Medicare Advantage plan each year?",{"html":121},"\u003Cp>No, if your plan is still offered for the upcoming year, you don’t have to do anything to keep your current coverage. As long as you remain eligible, your plan will automatically renew each year. However, plan costs and benefits may change annually, so it’s important to review any notices your plan sends you.\u003C\u002Fp>\n",{"html":7},"Medicare Advantage FAQs",{"typename":36,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":125,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":158,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":159,"rowsList":7},[126,130,134,138,142,146,150,154],{"heading":127,"bodyCopy":128},"Do I keep my Part A and B coverage when choosing a Medicare Supplement Insurance plan? ",{"html":129},"\u003Cp>Yes. You keep your Part A and B coverage with Original Medicare. Your Medicare Supplement Insurance plan helps pay out-of-pocket costs for covered medical services.\u003C\u002Fp>\n",{"heading":131,"bodyCopy":132},"How does the plan work to lower my out-of-pocket costs?",{"html":133},"\u003Cp>Medicare Supplement Insurance helps pay out-of-pocket costs not paid by Original Medicare (Parts A and B), like your Part A deductibles and co-insurance. Typically, plans with higher premiums may have lower out-of-pocket costs when you receive care for Part A and Part B covered services. With some plans, you may have a deductible you must meet before the plan begins to pay for covered Medicare costs.\u003C\u002Fp>\n",{"heading":135,"bodyCopy":136},"Will I get access to additional coverage and additional benefits? ",{"html":137},"\u003Cp>Medicare Supplement plans don’t typically cover prescription drugs, dental, vision, or hearing.\u003C\u002Fp>\n",{"heading":139,"bodyCopy":140},"Will I get to keep my doctor, and will I need a referral to see a specialist? ",{"html":141},"\u003Cp>There are no network restrictions with a Medicare Supplement Insurance plan. You may visit any doctor or hospital that accepts Medicare. You can see specialists without referrals. \u003C\u002Fp>\n",{"heading":143,"bodyCopy":144},"What monthly plan premium will I pay?",{"html":145},"\u003Cp>The cost of your premium depends on the plan you choose. Your age, location, sex, and other items may be a factor as well. You must continue to pay your Original Medicare Part B premium as well.\u003C\u002Fp>\n",{"heading":147,"bodyCopy":148},"When can I enroll?",{"html":149},"\u003Cp>Medicare Supplement insurance plans are sold year-round. You can apply to buy a Medicare Supplement insurance plan any time after you join Medicare Part B. There is no need for a special enrollment period. In many cases, pricing will be more favorable if you purchase a plan during your Medigap Open Enrollment Period. This period lasts 6 months and begins the month you are both 65 and enrolled in Part B. \u003C\u002Fp>\n",{"heading":151,"bodyCopy":152},"Can I change my plan later?",{"html":153},"\u003Cp>You can switch or cancel your Medicare Supplement plan at any time for any reason. In some instances, you may be required to go through underwriting for your new Medicare Supplement Insurance plan if you are outside a guaranteed issue right. \u003C\u002Fp>\n",{"heading":155,"bodyCopy":156},"Why would I choose a Medicare Supplement Insurance plan? ",{"html":157},"\u003Cp>These plans make your costs more predictable when choosing to receive your Parts A and B coverage through Original Medicare. They are great for people who prefer to pay a higher monthly premium in exchange for lower out-of-pocket costs when they receive care. These plans are also nice for people who want the flexibility to choose any doctor, hospital, or facility they want to use and can afford a higher premium in exchange for this flexibility.\u003C\u002Fp>\n",{"html":7},"Medicare Supplement Insurance FAQs",{"typename":161,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":162,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":163,"headline":7,"rowsList":7},"IconTextContainerModel","Our editorial standards",[164,170,175],{"imagePath":165,"imageAltText":166,"heading":167,"bodyCopy":168},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FTrustSource?fmt=png-alpha","decorative","Only trusted sources",{"html":169},"\u003Cp>Our articles are directly informed by sources from Medicare.gov and academic research.\u003C\u002Fp>\n",{"imagePath":171,"imageAltText":166,"heading":172,"bodyCopy":173},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FEmpowered?fmt=png-alpha","Empowered decisions",{"html":174},"\u003Cp>Yes, we're a sales site, but we want you to have the information you need to feel equipped and empowered in your Medicare choices. That's what this hub is for.\u003C\u002Fp>\n",{"imagePath":176,"imageAltText":166,"heading":177,"bodyCopy":178},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FClearConcise?fmt=png-alpha","Clear and concise",{"html":179},"\u003Cp>Get answers to your Medicare questions without the overwhelm. We'll guide you through each topic one page at a time. \u003C\u002Fp>\n",{"typename":181,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":182,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"SideBarSetModel",[183,187,190,192,194],{"heading":184,"target":185,"href":186},"All topics","_blank","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaq\u002Fview-all",{"heading":188,"target":7,"href":189},"Eligibility FAQs","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-eligibility",{"heading":95,"target":7,"href":191},"\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-enrollment",{"heading":123,"target":7,"href":193},"\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-advantage",{"heading":195,"target":7,"href":196},"Medicare Supplement FAQs ","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-supplement",{"typename":198,"complianceLinks":199,"navigationLinks":206,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":216,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":226,"lastPublishedDate":229,"copyright":230,"phoneNumber":7,"cmsId":231,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"FooterModel",[200,203],{"typename":7,"text":201,"href":202,"target":11},"Privacy Policy","\u002Fprivacy-policy",{"typename":7,"text":204,"href":205,"target":11},"Washington MHMD Notice","\u002Fwashington-mhmd-notice",[207,210,213,215],{"text":208,"target":11,"href":209,"parentText":7},"Find Plans","#find-plans",{"text":211,"target":185,"href":212,"parentText":7},"Shop by benefit","\u002F",{"text":214,"target":185,"href":15,"parentText":7},"About Reliance",{"text":10,"target":185,"href":12,"parentText":7},[217,220,223],{"alt":218,"imagePath":219},"Facebook","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002Ffacebook-2?fmt=png-alpha",{"alt":221,"imagePath":222},"Instagram","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FInstagram?fmt=png-alpha",{"alt":224,"imagePath":225},"Twitter","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FXTwitter?fmt=png-alpha",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":227},[228],{"alt":25,"imagePath":26},"2026-10-01","© Reliance Medicare Advisors 2026","MULTIPLAN_GHHMQ6FEN_2027_WEB_V1_M",[233],{"disclaimerCopy":234,"dropdownTitle":236,"dropdownCopy":237},{"html":235},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent ##carriers## organizations which offer ##products## products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003Cbr>\n\u003Cbr>\nIf you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n","Pre Zip Code",{"html":238},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent 6 organizations which offer 3,398 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n",{"type":7,"bodyCopy":240,"iconPath":7,"tooltipTile":7},{"html":241},"\u003Cp>Reliance Medicare Advisors is an insurance agency with no government affiliation\u003C\u002Fp>\n"]