[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"aem-page-pages\u002Fmedicare-advantage-new-learning-hub":3},{"components":4,"disclaimers":137,"annoucementBar":144},[5,30,35,64,84,102],{"typename":6,"complianceLinks":7,"navigationLinks":8,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":18,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":27,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeaderModel",null,[9,13],{"text":10,"target":11,"href":12,"parentText":7},"Learning Hub","_self","\u002Flearning-hub",{"text":14,"target":11,"href":15,"parentText":7},"About Us","\u002Fabout-us","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FRelianceMALogo?fmt=png-alpha","Reliance Brand",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":23},"Need help?","Call a licensed sales agent","Sun - Sat, 7 a.m. - 10 p.m. ET.","711",[24],{"alt":25,"imagePath":26},"Call Phone","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FcallPhone?fmt=png-alpha",{"text":28,"colorClass":29},"Search plans","primary",{"typename":31,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":32,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":33,"imagePath":7,"alt":7,"images":34,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeroModel","FAQs",{"html":7},[],{"typename":36,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":37,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":62,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":63,"rowsList":7},"AccordionSetModel",[38,42,46,50,54,58],{"heading":39,"bodyCopy":40},"How will I be notified of a change to my current Medicare Advantage plan? ",{"html":41},"\u003Cp>Your insurance company will send you an Annual Notice of Change (ANOC) in September, whether there are changes or no changes to your current plan for the next plan year. This letter will detail the changes in coverage, cost, service area, and benefits that will take effect in January. If these changes no longer meet your needs, you can shop for a new plan during the Annual Enrollment Period from Oct 15 – Dec 7. \u003C\u002Fp>\n",{"heading":43,"bodyCopy":44}," Is Prescription Drug coverage required?",{"html":45},"\u003Cp>No, prescription drug coverage isn’t required. However, if you don’t have creditable prescription drug coverage (coverage that’s at least as good as Medicare’s) and you don’t enroll when you’re first eligible, you may have to pay a late enrollment penalty if you enroll later.   \u003C\u002Fp>\n\u003Cp>You can get prescription drug coverage through a stand-alone Medicare drug plan (Part D) or a Medicare Advantage plan that includes drug coverage, offered by private insurance companies.\u003C\u002Fp>\n",{"heading":47,"bodyCopy":48},"Will I get to keep my doctor with a Medicare Advantage plan? ",{"html":49},"\u003Cp>To help manage costs, Medicare Advantage plans usually enter contracts with a network of doctors and hospitals. That means you’ll generally pay less when you receive care from doctors and specialists who accept your plan. Some plans have large networks of approved doctors and hospitals, so be sure to check if yours are covered on the plan before you enroll. If you choose an HMO plan, you may need a referral to use an in-network specialist, but generally referrals should not be required on PPO plans.\u003C\u002Fp>\n",{"heading":51,"bodyCopy":52},"Can I change my Medicare Advantage plan later? ",{"html":53},"\u003Cp>If you want to switch to a different Medicare Advantage or Prescription Drug plan, you’ll be able to make that change during the Annual Enrollment period each year from October 15 to December 7. You can also make a one-time change to your Medicare Advantage Plan during the Medicare Advantage Open Enrollment Period from January 1st to March 31st. Please note that you cannot enroll for the first time during Medicare Advantage Open Enrollment period, but you may during Annual Enrollment. Outside of those windows, you’ll need to have a qualifying life event to be eligible for a Special Enrollment Period to make a change. \u003C\u002Fp>\n",{"heading":55,"bodyCopy":56},"Why would I choose a Medicare Advantage Prescription Drug Plan?",{"html":57},"\u003Cp>Medicare Advantage Prescription Drug plans may be ideal for people who want an all-in-one plan that will cover their health and prescription needs in one. There are many Medicare Advantage Prescription Drug plans to choose from, so enrollees can ensure they choose the one that covers added benefits and services they need to help maintain their health and stay within their budget. \u003C\u002Fp>\n",{"heading":59,"bodyCopy":60},"Do I need to renew my Medicare Advantage plan each year?",{"html":61},"\u003Cp>No, if your plan is still offered for the upcoming year, you don’t have to do anything to keep your current coverage. As long as you remain eligible, your plan will automatically renew each year. However, plan costs and benefits may change annually, so it’s important to review any notices your plan sends you.\u003C\u002Fp>\n",{"html":7},"Medicare Advantage FAQs",{"typename":65,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":66,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":67,"headline":7,"rowsList":7},"IconTextContainerModel","Our editorial standards",[68,74,79],{"imagePath":69,"imageAltText":70,"heading":71,"bodyCopy":72},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FTrustSource?fmt=png-alpha","decorative","Only trusted sources",{"html":73},"\u003Cp>Our articles are directly informed by sources from Medicare.gov and academic research.\u003C\u002Fp>\n",{"imagePath":75,"imageAltText":70,"heading":76,"bodyCopy":77},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FEmpowered?fmt=png-alpha","Empowered decisions",{"html":78},"\u003Cp>Yes, we're a sales site, but we want you to have the information you need to feel equipped and empowered in your Medicare choices. That's what this hub is for.\u003C\u002Fp>\n",{"imagePath":80,"imageAltText":70,"heading":81,"bodyCopy":82},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FClearConcise?fmt=png-alpha","Clear and concise",{"html":83},"\u003Cp>Get answers to your Medicare questions without the overwhelm. We'll guide you through each topic one page at a time. \u003C\u002Fp>\n",{"typename":85,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":86,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"SideBarSetModel",[87,91,94,97,99],{"heading":88,"target":89,"href":90},"All topics","_blank","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaq\u002Fview-all",{"heading":92,"target":7,"href":93},"Eligibility FAQs","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-eligibility",{"heading":95,"target":7,"href":96},"Enrollment FAQs","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-enrollment",{"heading":63,"target":7,"href":98},"\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-advantage",{"heading":100,"target":7,"href":101},"Medicare Supplement FAQs ","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-supplement",{"typename":103,"complianceLinks":104,"navigationLinks":111,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":121,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":131,"lastPublishedDate":134,"copyright":135,"phoneNumber":7,"cmsId":136,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"FooterModel",[105,108],{"typename":7,"text":106,"href":107,"target":11},"Privacy Policy","\u002Fprivacy-policy",{"typename":7,"text":109,"href":110,"target":11},"Washington MHMD Notice","\u002Fwashington-mhmd-notice",[112,115,118,120],{"text":113,"target":11,"href":114,"parentText":7},"Find Plans","#find-plans",{"text":116,"target":89,"href":117,"parentText":7},"Shop by benefit","\u002F",{"text":119,"target":89,"href":15,"parentText":7},"About Reliance",{"text":10,"target":89,"href":12,"parentText":7},[122,125,128],{"alt":123,"imagePath":124},"Facebook","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002Ffacebook-2?fmt=png-alpha",{"alt":126,"imagePath":127},"Instagram","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FInstagram?fmt=png-alpha",{"alt":129,"imagePath":130},"Twitter","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FXTwitter?fmt=png-alpha",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":132},[133],{"alt":25,"imagePath":26},"2026-10-01","© Reliance Medicare Advisors 2026","MULTIPLAN_GHHMQ6FEN_2027_WEB_V1_M",[138],{"disclaimerCopy":139,"dropdownTitle":141,"dropdownCopy":142},{"html":140},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent ##carriers## organizations which offer ##products## products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n\u003Cp>Not all plans offer all benefits mentioned. Benefits may vary by carrier and location. Deductibles, copays, and coinsurance may apply. Limitations and exclusions may apply. $0 premium plans are not available in all areas.\u003C\u002Fp>\n","Pre Zip Code",{"html":143},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent 6 organizations which offer 3,398 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n\u003Cp>Not all plans offer all benefits mentioned. Benefits may vary by carrier and location. Deductibles, copays, and coinsurance may apply. Limitations and exclusions may apply. $0 premium plans are not available in all areas.\u003C\u002Fp>\n",{"type":7,"bodyCopy":145,"iconPath":7,"tooltipTile":7},{"html":146},"\u003Cp>Reliance Medicare Advisors is an insurance agency with no government affiliation\u003C\u002Fp>\n"]