[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"aem-page-pages\u002Fmedicare-enrollment-new-learning-hub":3},{"components":4,"disclaimers":141,"annoucementBar":148},[5,30,35,68,88,106],{"typename":6,"complianceLinks":7,"navigationLinks":8,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":18,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":27,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeaderModel",null,[9,13],{"text":10,"target":11,"href":12,"parentText":7},"Learning Hub","_self","\u002Flearning-hub",{"text":14,"target":11,"href":15,"parentText":7},"About Us","\u002Fabout-us","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FRelianceMALogo?fmt=png-alpha","Reliance Brand",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":23},"Need help?","Call a licensed sales agent","Sun - Sat, 7 a.m. - 10 p.m. ET.","711",[24],{"alt":25,"imagePath":26},"Call Phone","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FcallPhone?fmt=png-alpha",{"text":28,"colorClass":29},"Search plans","primary",{"typename":31,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":32,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":33,"imagePath":7,"alt":7,"images":34,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeroModel","FAQs",{"html":7},[],{"typename":36,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":37,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":66,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":67,"rowsList":7},"AccordionSetModel",[38,42,46,50,54,58,62],{"heading":39,"bodyCopy":40},"How can I enroll in Medicare?",{"html":41},"\u003Cp>You can enroll in Original Medicare Parts A and B through the Social Security Administration. You can sign up online, by calling 1 800-772-1213, or by visiting your local SSA office.  \u003C\u002Fp>\n\u003Cp>To enroll in Original Medicare, you’ll need the following:  \u003C\u002Fp>\n\u003Cul>\n\u003Cli>Your Social Security number (SSN) \u003C\u002Fli>\n\u003Cli>Place of birth \u003C\u002Fli>\n\u003Cli>Information about any current or prior health coverage (if applicable)\u003C\u002Fli>\n\u003C\u002Ful>\n",{"heading":43,"bodyCopy":44},"Can someone help me enroll in a Medicare plan?",{"html":45},"\u003Cp> Yes, there are several programs that can help you enroll in Original Medicare, or you may have a trusted family member assist with your application.  \u003C\u002Fp>\n\u003Cp>You can contact State Health Insurance Assistance Programs (SHIP) for help navigating the Medicare system at 877-839-2675. You can also contact your state’s Health Insurance Counseling and Advocacy Program (HICAP), a free service that helps you choose and enroll in a Medicare plan.\u003C\u002Fp>\n",{"heading":47,"bodyCopy":48},"I delayed my Initial Enrollment Period. What do I do?",{"html":49},"\u003Cp>Some people choose to delay their Part B enrollment because they have coverage through their job or their spouses. Once your coverage ends, you have eight (8) months to enroll in Part B. \u003C\u002Fp>\n\u003Cp>To enroll in Part B after a delay, you’ll need to apply with the Social Security Administration to request enrollment in your Part B coverage. For most people, your coverage starts on the first day of the month after you enroll.\u003C\u002Fp>\n\u003Cp>You don’t have to enroll in Part A right away if you have qualifying coverage, but delaying Part B without other coverage may result in a late enrollment penalty.\u003C\u002Fp>\n\u003Cp>\u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"\u002Flearning-hub\u002Fcosts\u002Fmedicare-part-b-cost-coverage.html\">Get more info on Part B costs\u003C\u002Fa>\u003C\u002Fp>\n",{"heading":51,"bodyCopy":52},"What is a Special Enrollment Period?",{"html":53},"\u003Cp>A special enrollment period (SEP) is a time of your life when you’ve experienced a major event that qualifies you to enroll in Medicare Advantage plan or change your coverage outside of the AEP and MA OEP windows. \u003C\u002Fp>\n\u003Cp>Some special enrollment periods may include: \u003C\u002Fp>\n\u003Cul>\n\u003Cli>You moved and your plan isn’t in your new area  \u003C\u002Fli>\n\u003Cli>You moved back to the United States after living abroad  \u003C\u002Fli>\n\u003Cli>You’re no longer eligible for Medicaid  \u003C\u002Fli>\n\u003Cli>You left coverage from your employer  \u003C\u002Fli>\n\u003Cli>You recently left a Program of All-Inclusive Care for the Elderly (PACE) program \u003C\u002Fli>\n\u003Cli>Your plan changed its contract with Medicare  \u003C\u002Fli>\n\u003Cli>Medicare ended your plan’s contract  \u003C\u002Fli>\n\u003Cli>You’re enrolled in a Special Needs Plan (SNP)  \u003C\u002Fli>\n\u003Cli>You’re enrolled in SPAP  \u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>For the full list of special enrollment period events and what they mean for you, please visit \u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"https:\u002F\u002Fwww.medicare.gov\u002F\">Medicare.gov\u003C\u002Fa>.\u003C\u002Fp>\n",{"heading":55,"bodyCopy":56},"Can I still enroll in Original Medicare if I miss my window?",{"html":57},"\u003Cp>If you miss your initial enrollment period, you can sign up for Original Medicare Part A and Part B during Medicare’s General Enrollment Period from Jan 1 – March 31 each year. If you sign up during this time, your coverage begins the month after you apply. Depending on your situation, you may not be able to sign up for private insurance Medicare Advantage plans at this time. You may have to wait until the next Annual Enrollment Period October 15 to December 7. You may also have to pay late enrollment fees.\u003C\u002Fp>\n",{"heading":59,"bodyCopy":60},"Do I pay a penalty if I don’t enroll in Medicare when I first become eligible?",{"html":61},"\u003Cp>According to Medicare.gov, “If you miss your seven-month Initial Enrollment Period, you may have to wait to sign up. You may have to pay a monthly late enrollment fee for as long as you have Part B coverage. The penalty goes up the longer you wait. You may also have to pay a penalty if you have to pay a Part A premium, also called ‘Premium-Part A.’” This only applies if you do not have other existing coverage.\u003C\u002Fp>\n\u003Cp>\u003Ca data-ispdf=\"false\" data-iscta=\"false\" href=\"\u002Flearning-hub\u002Fcosts\u002Fmedicare-part-a-cost-coverage.html\">Get more info on expected fees and costs\u003C\u002Fa>\u003C\u002Fp>\n",{"heading":63,"bodyCopy":64},"Should I enroll in Original Medicare if I’m still working or on my spouse’s plan?",{"html":65},"\u003Cp>Whether you are working or not, you will be eligible for your Medicare benefits when you turn 65 or qualify due to disability. You’ll have to decide if you want to enroll in Original Medicare or stay on your job’s plan.\u003C\u002Fp>\n\u003Cp>Your answer may differ for Original Medicare Part A and Part B. For Part A (hospital insurance), if you’ve been paying for Medicare via payroll deductions throughout your career, you’ll generally have no premium. This means you may want to enroll in Part A when you’re first eligible. For Part B (medical insurance), most people will have a standard monthly premium when they sign up. It is $202.90 in 2026. To find the best fit for you, talk with your employer, benefits administrator, or a licensed sales agent.\u003C\u002Fp>\n",{"html":7},"Enrollment FAQs",{"typename":69,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":70,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":71,"headline":7,"rowsList":7},"IconTextContainerModel","Our editorial standards",[72,78,83],{"imagePath":73,"imageAltText":74,"heading":75,"bodyCopy":76},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FTrustSource?fmt=png-alpha","decorative","Only trusted sources",{"html":77},"\u003Cp>Our articles are directly informed by sources from Medicare.gov and academic research.\u003C\u002Fp>\n",{"imagePath":79,"imageAltText":74,"heading":80,"bodyCopy":81},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FEmpowered?fmt=png-alpha","Empowered decisions",{"html":82},"\u003Cp>Yes, we're a sales site, but we want you to have the information you need to feel equipped and empowered in your Medicare choices. That's what this hub is for.\u003C\u002Fp>\n",{"imagePath":84,"imageAltText":74,"heading":85,"bodyCopy":86},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FClearConcise?fmt=png-alpha","Clear and concise",{"html":87},"\u003Cp>Get answers to your Medicare questions without the overwhelm. We'll guide you through each topic one page at a time. \u003C\u002Fp>\n",{"typename":89,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":90,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"SideBarSetModel",[91,95,98,100,103],{"heading":92,"target":93,"href":94},"All topics","_blank","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaq\u002Fview-all",{"heading":96,"target":7,"href":97},"Eligibility FAQs","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-eligibility",{"heading":67,"target":7,"href":99},"\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-enrollment",{"heading":101,"target":7,"href":102},"Medicare Advantage FAQs","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-advantage",{"heading":104,"target":7,"href":105},"Medicare Supplement FAQs ","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-supplement",{"typename":107,"complianceLinks":108,"navigationLinks":115,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":125,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":135,"lastPublishedDate":138,"copyright":139,"phoneNumber":7,"cmsId":140,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"FooterModel",[109,112],{"typename":7,"text":110,"href":111,"target":11},"Privacy Policy","\u002Fprivacy-policy",{"typename":7,"text":113,"href":114,"target":11},"Washington MHMD Notice","\u002Fwashington-mhmd-notice",[116,119,122,124],{"text":117,"target":11,"href":118,"parentText":7},"Find Plans","#find-plans",{"text":120,"target":93,"href":121,"parentText":7},"Shop by benefit","\u002F",{"text":123,"target":93,"href":15,"parentText":7},"About Reliance",{"text":10,"target":93,"href":12,"parentText":7},[126,129,132],{"alt":127,"imagePath":128},"Facebook","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002Ffacebook-2?fmt=png-alpha",{"alt":130,"imagePath":131},"Instagram","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FInstagram?fmt=png-alpha",{"alt":133,"imagePath":134},"Twitter","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FXTwitter?fmt=png-alpha",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":136},[137],{"alt":25,"imagePath":26},"2026-10-01","© Reliance Medicare Advisors 2026","MULTIPLAN_GHHMQ6FEN_2027_WEB_V1_M",[142],{"disclaimerCopy":143,"dropdownTitle":145,"dropdownCopy":146},{"html":144},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent ##carriers## organizations which offer ##products## products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003Cbr>\n\u003Cbr>\nIf you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n","Pre Zip Code",{"html":147},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent 6 organizations which offer 3,398 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n",{"type":7,"bodyCopy":149,"iconPath":7,"tooltipTile":7},{"html":150},"\u003Cp>Reliance Medicare Advisors is an insurance agency with no government affiliation\u003C\u002Fp>\n"]