[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"aem-page-pages\u002Fmedicare-supplement-new-learning-hub":3},{"components":4,"disclaimers":146,"annoucementBar":153},[5,30,35,72,92,111],{"typename":6,"complianceLinks":7,"navigationLinks":8,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":18,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":27,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeaderModel",null,[9,13],{"text":10,"target":11,"href":12,"parentText":7},"Learning Hub","_self","\u002Flearning-hub",{"text":14,"target":11,"href":15,"parentText":7},"About Us","\u002Fabout-us","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FRelianceMALogo?fmt=png-alpha","Reliance Brand",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":23},"Need help?","Call a licensed sales agent","Sun - Sat, 7 a.m. - 10 p.m. ET.","711",[24],{"alt":25,"imagePath":26},"Call Phone","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FcallPhone?fmt=png-alpha",{"text":28,"colorClass":29},"Search plans","primary",{"typename":31,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":32,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":33,"imagePath":7,"alt":7,"images":34,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"HeroModel","FAQs",{"html":7},[],{"typename":36,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":37,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":70,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":71,"rowsList":7},"AccordionSetModel",[38,42,46,50,54,58,62,66],{"heading":39,"bodyCopy":40},"Do I keep my Part A and B coverage when choosing a Medicare Supplement Insurance plan? ",{"html":41},"\u003Cp>Yes. You keep your Part A and B coverage with Original Medicare. Your Medicare Supplement Insurance plan helps pay out-of-pocket costs for covered medical services.\u003C\u002Fp>\n",{"heading":43,"bodyCopy":44},"How does the plan work to lower my out-of-pocket costs?",{"html":45},"\u003Cp>Medicare Supplement Insurance helps pay out-of-pocket costs not paid by Original Medicare (Parts A and B), like your Part A deductibles and co-insurance. Typically, plans with higher premiums may have lower out-of-pocket costs when you receive care for Part A and Part B covered services. With some plans, you may have a deductible you must meet before the plan begins to pay for covered Medicare costs.\u003C\u002Fp>\n",{"heading":47,"bodyCopy":48},"Will I get access to additional coverage and additional benefits? ",{"html":49},"\u003Cp>Medicare Supplement plans don’t typically cover prescription drugs, dental, vision, or hearing.\u003C\u002Fp>\n",{"heading":51,"bodyCopy":52},"Will I get to keep my doctor, and will I need a referral to see a specialist? ",{"html":53},"\u003Cp>There are no network restrictions with a Medicare Supplement Insurance plan. You may visit any doctor or hospital that accepts Medicare. You can see specialists without referrals. \u003C\u002Fp>\n",{"heading":55,"bodyCopy":56},"What monthly plan premium will I pay?",{"html":57},"\u003Cp>The cost of your premium depends on the plan you choose. Your age, location, sex, and other items may be a factor as well. You must continue to pay your Original Medicare Part B premium as well.\u003C\u002Fp>\n",{"heading":59,"bodyCopy":60},"When can I enroll?",{"html":61},"\u003Cp>Medicare Supplement insurance plans are sold year-round. You can apply to buy a Medicare Supplement insurance plan any time after you join Medicare Part B. There is no need for a special enrollment period. In many cases, pricing will be more favorable if you purchase a plan during your Medigap Open Enrollment Period. This period lasts 6 months and begins the month you are both 65 and enrolled in Part B. \u003C\u002Fp>\n",{"heading":63,"bodyCopy":64},"Can I change my plan later?",{"html":65},"\u003Cp>You can switch or cancel your Medicare Supplement plan at any time for any reason. In some instances, you may be required to go through underwriting for your new Medicare Supplement Insurance plan if you are outside a guaranteed issue right. \u003C\u002Fp>\n",{"heading":67,"bodyCopy":68},"Why would I choose a Medicare Supplement Insurance plan? ",{"html":69},"\u003Cp>These plans make your costs more predictable when choosing to receive your Parts A and B coverage through Original Medicare. They are great for people who prefer to pay a higher monthly premium in exchange for lower out-of-pocket costs when they receive care. These plans are also nice for people who want the flexibility to choose any doctor, hospital, or facility they want to use and can afford a higher premium in exchange for this flexibility.\u003C\u002Fp>\n",{"html":7},"Medicare Supplement Insurance FAQs",{"typename":73,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":74,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":75,"headline":7,"rowsList":7},"IconTextContainerModel","Our editorial standards",[76,82,87],{"imagePath":77,"imageAltText":78,"heading":79,"bodyCopy":80},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FTrustSource?fmt=png-alpha","decorative","Only trusted sources",{"html":81},"\u003Cp>Our articles are directly informed by sources from Medicare.gov and academic research.\u003C\u002Fp>\n",{"imagePath":83,"imageAltText":78,"heading":84,"bodyCopy":85},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FEmpowered?fmt=png-alpha","Empowered decisions",{"html":86},"\u003Cp>Yes, we're a sales site, but we want you to have the information you need to feel equipped and empowered in your Medicare choices. That's what this hub is for.\u003C\u002Fp>\n",{"imagePath":88,"imageAltText":78,"heading":89,"bodyCopy":90},"https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FClearConcise?fmt=png-alpha","Clear and concise",{"html":91},"\u003Cp>Get answers to your Medicare questions without the overwhelm. We'll guide you through each topic one page at a time. \u003C\u002Fp>\n",{"typename":93,"complianceLinks":7,"navigationLinks":7,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":94,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":7,"bodyCopy":7,"imagePath":7,"alt":7,"images":7,"narrowCallOut":7,"lastPublishedDate":7,"copyright":7,"phoneNumber":7,"cmsId":7,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"SideBarSetModel",[95,99,102,105,108],{"heading":96,"target":97,"href":98},"All topics","_blank","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaq\u002Fview-all",{"heading":100,"target":7,"href":101},"Eligibility FAQs","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-eligibility",{"heading":103,"target":7,"href":104},"Enrollment FAQs","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-enrollment",{"heading":106,"target":7,"href":107},"Medicare Advantage FAQs","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-advantage",{"heading":109,"target":7,"href":110},"Medicare Supplement FAQs ","\u002Flearning-hub\u002Fmedicare-basics\u002Ffaqs\u002Fmedicare-supplement",{"typename":112,"complianceLinks":113,"navigationLinks":120,"contextualEntryItems":7,"testimonials":7,"highlights":7,"accordions":7,"sideBarList":7,"hours":7,"heading":7,"firstLevelHeading":7,"secondLevelHeading":7,"hoursOfOperation":7,"ttyNumber":7,"iconPath":130,"bodyCopy":7,"imagePath":16,"alt":17,"images":7,"narrowCallOut":140,"lastPublishedDate":143,"copyright":144,"phoneNumber":7,"cmsId":145,"button":7,"primaryButton":7,"secondaryButton":7,"alertBar":7,"articleCardList":7,"iconTextCardList":7,"headline":7,"rowsList":7},"FooterModel",[114,117],{"typename":7,"text":115,"href":116,"target":11},"Privacy Policy","\u002Fprivacy-policy",{"typename":7,"text":118,"href":119,"target":11},"Washington MHMD Notice","\u002Fwashington-mhmd-notice",[121,124,127,129],{"text":122,"target":11,"href":123,"parentText":7},"Find Plans","#find-plans",{"text":125,"target":97,"href":126,"parentText":7},"Shop by benefit","\u002F",{"text":128,"target":97,"href":15,"parentText":7},"About Reliance",{"text":10,"target":97,"href":12,"parentText":7},[131,134,137],{"alt":132,"imagePath":133},"Facebook","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002Ffacebook-2?fmt=png-alpha",{"alt":135,"imagePath":136},"Instagram","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FInstagram?fmt=png-alpha",{"alt":138,"imagePath":139},"Twitter","https:\u002F\u002Fassets.humana.com\u002Fis\u002Fimage\u002Fhumana\u002FXTwitter?fmt=png-alpha",{"firstLevelHeading":19,"secondLevelHeading":20,"hoursOfOperation":21,"ttyNumber":22,"iconPath":141},[142],{"alt":25,"imagePath":26},"2026-10-01","© Reliance Medicare Advisors 2026","MULTIPLAN_GHHMQ6FEN_2027_WEB_V1_M",[147],{"disclaimerCopy":148,"dropdownTitle":150,"dropdownCopy":151},{"html":149},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent ##carriers## organizations which offer ##products## products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003Cbr>\n\u003Cbr>\nIf you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n","Pre Zip Code",{"html":152},"\u003Cp>Innovative Financial Group is a licensed representative of Medicare Advantage organization and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Reliance Medicare Advisors is owned and operated by Innovative Financial Group (IFG), a licensed insurance agency and Humana Inc. Reliance Medicare Advisors is not affiliated with or endorsed by any government agency.\u003C\u002Fp>\n\u003Cp>Reliance Medicare Advisors represents Medicare Advantage HMO, PPO, PFFS, and PDP organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.\u003Cbr>\n\u003Cbr>\nWe do not offer every plan available in your area. Currently we represent 6 organizations which offer 3,398 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.\u003C\u002Fp>\n\u003Cp>If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.\u003Cbr>\n\u003Cbr>\nCosts, coverage, and benefits vary by location. These premiums and benefits may not be available on all Medicare Advantage plans. There may be no plan in your service area that includes all of these benefits.\u003Cbr>\n\u003Cbr>\nReliance Medicare Inc. and its subsidiaries comply with applicable Federal civil rights laws and do not discriminate or exclude people because of their race, color, religion, gender, gender identity, sex, sexual orientation, age, disability, national origin, military status, veteran status, genetic information, ancestry, ethnicity, marital status, language, health status, or need for health services. We also provide free language interpreter services. See our full accessibility rights information, non-discrimination disclosure, and language options.\u003C\u002Fp>\n\u003Cp>For Aetna: The benefit(s) mentioned are part of special supplemental benefits for the chronically ill (SSBCI). SSBCI conditions include but are not limited to: hypertension, hyperlipidemia, diabetes, cardiovascular disorders, and chronic lung disorders. Eligibility is determined by whether you have a chronic condition associated with the benefit(s) and you meet all other criteria. Even if you have a listed chronic condition, you may not necessarily receive the benefit because other eligibility and coverage criteria may apply. Standards and conditions vary for each benefit. Contact us to confirm the specific SSBCI condition requirements for the benefit(s) for this plan and determine your eligibility.\u003C\u002Fp>\n\u003Cp>For Aetna: The Aetna C-SNP is available to Medicare members who have at least one of the qualifying chronic conditions. To ensure a successful enrollment process, we’ll confirm with your healthcare provider that you have one of these eligible conditions. If verification of eligible condition is not received, involuntary disenrollment will occur.\u003C\u002Fp>\n\u003Cp>Reliance Standard Life Insurance Company and its affiliated brand, Reliance Matrix, are not affiliated, authorized, endorsed by, or in any way connected with Reliance Medicare Advisors or any of its subsidiaries or affiliates, and are not involved in the services, products, or operations offered by Reliance Medicare Advisors.\u003C\u002Fp>\n",{"type":7,"bodyCopy":154,"iconPath":7,"tooltipTile":7},{"html":155},"\u003Cp>Reliance Medicare Advisors is an insurance agency with no government affiliation\u003C\u002Fp>\n"]